Credit ratings are assessments issued by international agencies like Fitch Ratings and Moody’s that evaluate a country’s ability to repay its debts. These ratings influence investor confidence, borrowing costs, and a nation’s economic outlook.

For Oman, a credit rating provides:

• A benchmark for economic stability and financial health
• Insight into how global investors view the risk of lending to Oman
• A signal to credit providers and institutions on the country’s overall creditworthiness

Examples:

• A rating like “BB+” (Fitch) or “Ba1” (Moody’s) indicates a stable but speculative-grade economy with manageable risk.
• Higher ratings (e.g., “A” or “AA”) suggest stronger financial credibility and lower default risk.

Mala’a displays these ratings to promote transparency and help contextualize the national financial environment for consumers, lenders, and businesses.

 “Explore the Data”

Total credit facilities in Oman (monthly/quarterly trend)

Number of disputes raised and resolved

Number of active borrowers (individuals & businesses)

Total number of credit inquiries per month

Average credit score by age group, gender, or region

Lending distribution by sector (retail, construction, etc.)