Mala’a identifies with two essential categories of relationships, a membership or a data provider, as per the Royal Decree.
Members are entities that enter into a membership agreement with Mala’a to share available credit and financial data of its customers (consumers and corporates) and receive credit and financial information in the form of organized reports from Mala’a. Mala’a’s current members include the banking and finance sector, SME Funds, and the telecom sector.
Data providers are government entities that provide Mala’a with essential information that support credit risk assessment and position Mala’a as a national databank.
Mashreq Bank, a leading financial institution in the MENA region, has officially entered into a membership agreement with Oman Credit and Financial Information Centre (Mala’a), under the foreign banks category. This agreement grants Mashreq Bank access to a comprehensive database of credit and financial information, which will aid in making well-informed credit decisions, conducting financial […]
Read articleIn a significant step to enhance technological solutions in the credit and finance sectors, Mala’a has signed a membership agreement with Oman Housing Bank to offer the Huwiya (Electronic Know Your Customer) service. This partnership aims to simplify the process of verifying the identities of customers, whether they are Omani nationals or residents within the […]
Read articleOman Credit and Financial Information Center (Mala’a) signed an agreement with Credit Oman to utilize (Murshid) service, a strategic move aimed at strengthening the ability to assess corporate creditworthiness and mitigate potential financial risks. The agreement was signed by Mrs. Manahil Jaffar, Acting General Manager of Mala’a, and Sheikh Khalil Al Harthy, CEO of Credit […]
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